Resolutions come and go, but the web is forever. Well, maybe not, but that's my thinking as I start our naked finances project. I believe this project will force me to be honest with myself as I'm forced to be honest with others. My hope is that this honestly will allow us to reach our financial goals with greater speed and focus....if that doesn't work, at least it will provide some PG-rated voyeuristic opportunities for others.
I've always been fascinated with finances, I think in a healthy way, but my husband may have a differing opinion and state that I am obsessed. He might be right he usually is. In addition to managing our money, I am constantly wondering, "How can they afford that?" or "What would their checkbook look like?" when I see the financial decisions of others. While I can't force them to open their checkbooks for me to peek at and learn from, I can open ours and hope that others can learn from our mistakes and successes.
With all that information in mind, we leap into 2010 and the following goals:
· We will stick to our budget without dipping into reserves or credit in 2010! This seems exceptionally simple; however, our failing grade for 2009 in this area led to this blog. Maybe being publicly open about our failures will motivate us to prevent them?
· Each month, I'll post our family's spending by category. Yes, this will mean diving through the receipts each month, but as stated earlier, I love this level of number crunching and am actually excited about this aspect of the project.
· Every six months, I'll post our net worth. There’s nothing like a net worth check to really bring reality home!
· I'll agonize over the financial decisions I usually run only past my husband here as well. This will allow others to see the thought process behind our decisions, for better or worse.
· I'll share stories of our past successes, and failures so others may learn from, or laugh at, our experiences.
On to the New Year, and our new project!
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